Ms. Cutts brings a unique perspective to the risk retention industry gained from years of experience and in-depth involvement with the Liability Risk Retention Act (LRRA).

Ms. Cutts' technical knowledge of the LRRA, coupled with her practical insight into state insurance department implementation, give her a unique insight, not available from other sources.

Considered one of the foremost experts on the LRRA, Ms. Cutts is a frequent speaker and author of articles on the subject.

Ms. Cutts, an attorney, received a bachelor of arts degree from the University of California at Berkeley, and graduated Summa Cum Laude from the University of San Fernando College of Law, where she was the class valedictorian.